How to Create a Budget That Works For You
Budgets help you spend less than what you make and save for the future. Begin by listing all your expenses – both fixed and flexible (such as rent and utilities … Read More
Author: Peter Valencia
How to Maximize Your Credit Card Rewards
Credit card rewards can be tantalizingly alluring, yet don’t always result in cold hard cash. Instead, rewards might take the form of points, merchandise or travel perks. Credit card rewards … Read More
The Importance of Financial Literacy for Young Adults
Financial literacy is the ability to understand the fundamental concepts of earning, spending, saving and investing. It’s a necessary step toward becoming financially independent and creating wealth. Sadly, young adults … Read More
Diversification – The Key to Building a Strong Investment Portfolio
Diversification provides income, growth and a measure of steadiness to an investment portfolio. Diversification should be reviewed and rebalanced on a regular basis. Financial experts typically recommend diversification within and … Read More
How to Pay Off Debt and Get Out of Debt
Getting out of debt is possible, but it takes time and hard choices. You’ll have to make extra money or tighten your spending. Fortunately, there are several effective strategies for … Read More
The Age of Automation – Impact on Jobs and Finance
Many workers fear automation displacing their jobs. Yet new technology can also create new ones. The key is promoting policies which foster workforce development and facilitate career transitions between occupations. … Read More
The Role of Central Banks in Forex Markets
Central banks play an essential role in forex markets by shaping currency supply and demand through tools and policies like interest rate regulation or controlling money supply. Traders must remain … Read More
Investing in Sustainable and Socially Responsible Companies
Investing in socially responsible companies is one way of changing the world for the better, but it takes careful research to select those which best match your criteria. Microsoft, for … Read More
Financial Literacy for Kids – Teaching Money Skills to the Next Generation
Financial literacy skills can help prevent individuals from making poor financial decisions when managing credit card balances, student loans or budgets. Financial literacy knowledge also can future-proof retirement accounts while … Read More
The Secrets to Building Wealth and Financial Independence
No matter the amount you earn, wealth creation begins by setting aside part of your income for savings and investing it wisely. It is a straightforward approach that produces tangible … Read More