Budgets help you spend less than what you make and save for the future. Begin by listing all your expenses – both fixed and flexible (such as rent and utilities … Read More
Credit card rewards can be tantalizingly alluring, yet don’t always result in cold hard cash. Instead, rewards might take the form of points, merchandise or travel perks. Credit card rewards … Read More
Financial literacy is the ability to understand the fundamental concepts of earning, spending, saving and investing. It’s a necessary step toward becoming financially independent and creating wealth. Sadly, young adults … Read More
Getting out of debt is possible, but it takes time and hard choices. You’ll have to make extra money or tighten your spending. Fortunately, there are several effective strategies for … Read More
Many workers fear automation displacing their jobs. Yet new technology can also create new ones. The key is promoting policies which foster workforce development and facilitate career transitions between occupations. … Read More
Credit card rewards can be tantalizingly alluring, yet don’t always result in cold hard cash. Instead, rewards might take the form of points, merchandise or travel perks. Credit card rewards … Read More
Whether you are a first time home buyer or you’ve been buying a home for a while, there are plenty of reasons to consider applying for a USDA loan. The … Read More
Credit builder loans are small loans that can be paid back over time. These loans typically range from $500 to $2,500. The funds from the credit builder loans go into … Read More
A land loan is a type of loan that enables the borrower to purchase land and develop it. It’s different from a typical mortgage, which requires a down payment and … Read More